Secured Lending Enforcement

Swift, commercial enforcement to protect your security and recover what you’re owed.

When a borrower defaults, lenders need decisive, commercial advice to protect their position. At Salehs, we act for secured lending companies across South Manchester on enforcement and debt recovery, moving quickly to safeguard your security.

Decisive support for lenders enforcing security

We’re experts in property finance, and we regularly act for secured lending companies on transactions secured against residential, commercial and development properties. When we act for lenders, we prepare documentation that protects your interests, with clear provisions on when the debt becomes payable and when security can be enforced.

When repayment is not made, we support you to recover the debt. Where a default has occurred under the facility agreement, we advise on the steps to take before the debt can be accelerated or security enforced, and, if needed, we progress claims through the courts or other dispute resolution methods.

The type of security you hold determines how, and how quickly, you can enforce it, including whether you can do so without a court order. We give you clear, commercial advice on the right route.

We can help

• When a borrower has defaulted and you need to know your enforcement options.
• When you need the right steps taken before accelerating a debt or enforcing security.
• When you need to recover possession of a property and want to work with LPA Receivers.
• When a bankruptcy petition needs to be presented in court, working with Counsel.
• When you need to progress a claim through the courts or other dispute resolution methods.
• When you want security documentation drafted to make enforcement straightforward later.

Why work with Salehs

• Partner-led, personal service: You deal with an experienced lawyer who understands secured lending and acts decisively.
• Property finance expertise: We are experts in property finance and act regularly for secured lending companies.
• Commercial and proactive: We give clear advice on how to gain and keep the initiative in enforcing the debt.
• Established trust since 1987: Lenders across the area have relied on us for nearly four decades.
• Joined-up support: We work with LPA Receivers and Counsel to take the right steps at the right time.

How we work

1. Get in touch. Tell us about the facility, the security and the default.
2. We assess your options. You get clear advice on your enforcement route, the steps required and the cost, up front.
3. We handle it through to completion. We take the necessary steps, working with LPA Receivers and Counsel where needed, and keep you informed throughout.

Why choose our team

This work is led by Anna Barnes, Head of Commercial Dispute Resolution and Litigation. The team is commercial and decisive, and works closely with LPA Receivers and Counsel to protect lenders' interests.